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Philippines

Claim your $PHPC The Stablecoin For Filipinos.

Send money home in seconds. Pay bills and shop with QR Ph. Buy and sell crypto when you're ready.

A customer using the Coins mobile app scanner to process an in-store payment via a retail QRPh code at a checkout counter next to a smart POS terminal

Fast. Secure. Simple.

Personal

Business

Send money home from abroad in a few taps

Convert your local currency to USDT, then to pesos with live rates and no hidden fees. Funds can reach your family in the Philippines in seconds.

All-in-One E-Wallet for Cash & Crypto

Smarter pay, send, and trade for Filipinos.

Pay

Bills, QR, and everyday spending

Bills, QR, and everyday spending

QR & Scan to Pay

Shop online & in-store

Bills, load & more

Send

Fast remittance home and abroad

Fast remittance home and abroad

Send to family in the Philippines

Send to banks & e-wallets

From overseas via USDT to pesos

Trade

Buy & sell crypto in pesos

Buy & sell crypto in pesos

Buy & sell at live rates

PHP ↔ crypto conversions

Track prices in one wallet

Trusted by millions of Filipinos

5M+

Verified App Users

10+

Years in the Philippines

26

Approved and In-progress Licenses

$20B

Total Volume Processed in 2025

BSP-regulated

Supervised by the Philippine central bank since 2014

Bank-grade payments

First platform with a bank-tier EMI and EPFS licenses

Globally licensed

In-principle VASP approval for cross-border services

AML & CFT compliant

Full KYC & anti-money laundering controls

Everyday financial super app banner highlighting frictionless utility bill payments, mobile load top-ups, and QR Ph checkout options on Coins.ph

From Meralco and water bills to mobile load and your morning coffee — pay in seconds with QR Ph and online checkout. No long lines, no hidden fees: just scan, tap, and done.

Pay

Send

Trade

One app. Every way to move money.

Pay bills, shop, and scan all in one app

Scan QR Ph at 600k+ stores nationwide. One app for everyday spending in the Philippines.

QR Ph & Scan to Pay
Pay in-store with a quick scan

Bills & load
Meralco, water, telco, and any network load

Shop online & in-store
Checkout with merchants you already use

Send money home fast, low-cost, secure

Send to anyone, anywhere — funds arrive in seconds

Wallet to wallet
Send to anyone on Coins.ph instantly

Banks & e-wallets
Cash out to accounts Filipinos use every day

From abroad
Local currency → USDT → PHP, with live rates and 0 hidden fees

Buy, sell, and grow crypto easily

Buy and sell crypto in pesos at rates you see before you confirm — no surprises, no jargon.

Buy & sell
Bitcoin, USDT, and 170+ assets at live prices

PHP ↔ crypto
Convert both ways in a few taps

One wallet
Track balances and prices without switching apps

Coins.ph mobile app dashboard on a smartphone showcasing everyday financial features including Pay Bills, Buy Load, Scan to Pay, and Buy Crypto
Coins.ph mobile app portfolio interface showing a multi-currency digital wallet with PHP and USDT balances for seamless cross-border remittance to the Philippines
Coins.ph mobile app interface on a smartphone showing a clean crypto trading screen to buy USDT instantly with Philippine Peso (PHP)
A step-by-step mobile onboarding guide for Coins.ph showing three screens: Step 1 Sign up and verify, Step 2 Fund your wallet with Pesos, and Step 3 Buy and sell crypto

Step 1

Sign up & verify

1

Step 2

Fund your wallet

2

Step 3

Buy & sell crypto

3

Start trading in 3 easy steps

Verify your account, add pesos to your wallet, and buy or sell crypto in minutes — all from your phone.

Scan to Download App

Download Coins.ph crypto and e-wallet app via QR code

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Your money, everywhere you go

Scan to Download App

Download Coins.ph crypto and e-wallet app via QR code
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Frequently Asked Questions

Yes, Coins.ph is licensed by the Bangko Sentral ng Pilipinas (BSP). We employ security measures, including encryption and cold storage, to protect your funds and data and ensure regulatory compliance.

Coins.ph works like an e-wallet for everyday use — you can pay bills, scan QR Ph, send money, and hold pesos and crypto in one app.

GCash and Maya are widely used for peso payments and transfers. Coins.ph offers the same everyday features — bills, QR, send — plus the ability to buy, sell, and hold cryptocurrency in pesos, all in one BSP-regulated app.

Open the app, tap Pay bills, choose your biller (e.g. Meralco, water, telco), enter the amount, and confirm. You can also buy mobile load for any network in seconds.

QR Ph is the national QR payment standard in the Philippines. With Coins.ph, you can scan QR Ph at participating stores nationwide for fast checkout.

Send to a Coins.ph wallet instantly, or cash out to bank accounts and e-wallets like GCash and Maya. If you're abroad, convert your local currency to USDT, then to pesos at live rates before sending.

Many wallet-to-wallet transfers arrive in seconds. Bank and e-wallet payouts depend on the recipient channel, but you'll see status updates in the app throughout.

Sign up, complete verification, cash in PHP to your wallet, then tap Buy or Sell. You'll see live rates before you confirm. You can convert between PHP and crypto both ways.

You can buy and sell Bitcoin, USDT, and over 170 supported cryptocurrencies , depending on availability in your region.

We offer many convenient local options! You can cash in PHP using online bank transfers via InstaPay or PESONet , your e-wallet, or visit one of our many over-the-counter cash-in partners across the Philippines. Depositing PHP is fast and easy.

Yes. Filipinos abroad can use Coins.ph to send money home. Availability of certain features may vary by country; download the app and check your region.